Goals - Strategies - Solutions
You are in the right place at the right time today. And that has nothing to do with luck, but with your idea, your inspiration, your enthusiasm, and your search for answers.
It doesn't matter which direction you have chosen, whether you are a property owner/landlord, for example, or are interested in asset protection through a family foundation or a registered cooperative. Other interests could include investments in companies or crowdfunding for interesting projects. Let's take a closer look at this below.
The Difference
You finally want to have a clear roadmap for your ideas and plans. You no longer want to discuss your ideas and visions with your current “advisors” because you feel that their way of thinking is no longer in sync with yours. This sounds very familiar to us. It's almost always the same pattern that brings our future clients to us. External advisors in particular should be expected to respond to the customer, listen to them, and then propose the optimal solution according to their ideas and act accordingly.
But often the opposite is the case. Earned commissions are then more important than the customer's interests. It's sad, but greed usually wins out over reason, as we all know. Harsh words, we know. But they're also harsh facts, if we're honest, right?
Short break...
Okay, now that you've recovered from our “verbal broadside,” you deserve a drink. Don't worry, we won't run away, so feel free to grab your favorite drink. This drink is still on you, but the next one is definitely on us, we promise. When you're ready, let's take a little look at our work together.
Property Owner / Landlord
As a property owner and perhaps also as a landlord, it is immensely important nowadays to take the right steps to minimize your tax burden. Unfortunately, in this regard, it is easier to do the wrong thing than the right thing. This is because the rules and regulations are so complex in some cases that many advisors are completely overwhelmed by them.
Fortunately, thanks to our very diverse network, we are able to offer our clients options that come as close as possible to the optimal solution. Our approaches sometimes differ significantly from what you may have heard, read, or seen before. And we are not talking about fiction here, but about established practices that work every day.
Would you like a small example?
Imagine the following: you have rental income and do not have to pay income tax on it at your income tax rate, which in most cases means the top tax rate. Instead, you would pay tax on this rental income at an average tax rate of 3-5 percent. Impossible? Not at all! If you want to know how this works and what other options are available, then we should talk.
Foundations and Cooperatives
Due to increasingly complex tax regulations, for example as a property owner, it is advisable to consider the “transfer” of material assets in good time. This is not just a matter of the annual tax burden itself, but also of succession arrangements within the family, future inheritance matters, or even external access in the event of potential problems within the family, such as divorces and the extreme disputes over these material assets that are often associated with them.
Take precautions and sit back and relax, because what the family has created should remain in the family.
Transfer assets to your own foundations or cooperatives, based domestically or abroad, regardless of how large the assets are. Even ordinary vehicles, motorcycles, boats, or similar items can be effectively protected from any kind of access. Of course, this also applies to purely financial assets. Does this sound interesting to you? Then let's talk about it.
Silent Partnerships and Crowdfunding
Is your focus more on passive sources of income? Rental income, as mentioned in the sections above, is certainly also a form of passive income. However, it requires significantly more work to manage the properties accordingly.
We are talking here about the possibilities of a silent partnership in, for example, companies or projects, also in a private context, via direct financial contributions. There are basically two forms of participation: typical silent partnerships and atypical silent partnerships. We would be happy to explain the differences, the advantages, and also the risks if required.
The earnings (return) can be generated from interest income or from a fixed amount based on turnover or profit. These investments are usually fixed for a specific period of time. This means that the investor is guaranteed a return over a fixed term. However, other agreements are also possible; there are no specific rules in this regard. Since this is an individual investment, the contractual aspects are also freely selectable and negotiable.
If you are considering taking advantage of this opportunity for passive income, we will be happy to help you select projects, negotiate contractual terms, and, of course, handle all aspects of this type of investment.
Wealth creation / Wealth management
We also have several options in our portfolio for these two interesting points. However, these differ significantly from what you are probably familiar with. We take a completely different approach in this regard. We do not manage, but rather point out opportunities, make recommendations, conduct independent research, and ensure that your investment remains your investment, no matter what happens—you are in control.
We show you how to achieve secure and maximum performance with your investment and also explain the differences between investing as a private individual and investing as an entrepreneur. And some of these differences are really significant. When it comes to tax and legal issues, entrepreneurs are 95 percent better off than private investors. This applies, among other things, to basic money transfers, the amount of payments, the type of payments, possible holding periods, or even the fact that you can dispose of your investment in completely different ways without having to liquidate or sell it if you need capital unexpectedly.
Have we hit the nail on the head? Then please take a look at our detailed explanations in the “Investment Strategies” category.
"Even in the alphabet,
effort comes before success."
CEO - peconmisa-solutions
Do you have any questions? Please do not hesitate to contact us.
Legal Information
Head Office
peconmisa-solutions KlG
Sinserstrasse 67
6330 Cham
Switzerland